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Real Estate class - How to buy Income Property.


About Carmen Hill, President, CitiHousing Real Estate Services

Carmen has a MBA in Real Estate Finance from the renown Wharton School at University of Pennsylvania
and a BA in Management from Howard University. She completed the Ross Minority Program in Real
Estate at the University of Southern California. .She has extensive real estate experience—in financing,
investment, sales, appraisal, development, appraisal, property management, training, and resident services—
in the for-profit and non-profit sectors.

She worked for the Real Estate Industries Division of CitiBank; the Real Estate Department of Prudential Insurance Company; and for Goldrich & Kest, a major builder of low income apartments. She developed awardwinning housing programs for the mentally ill homeless consumers of Tri-City Mental Health Center in Pomona and Portals Mental Health in Los Angeles. She assisted in developing the strategic plan and the operating policies and procedures for two nonprofit housing organizations: Housing with HEART, a newly formed nonprofit affiliate of Jamboree Housing and Irvine Housing Opportunities.

She has worked as a real estate broker, property manager, and consultant for over 30 years. Her clients have included individuals/families as well as financial institutions and community organizations such as: Fannie Mae, Freddie Mac, Resolution Trust Corporation, Los Angeles County Department of Mental Health, Jenesee Center, the Guidance Center in Long Beach, Mercy House, HPP Cares, Los Angeles Family Housing, and the Lula Washington Dance Foundation. She was a consultant for David & Margaret Youth and Family Services in LaVerne for the planning of a new 36-unit affordable apartment project for homeless emancipated foster youth. She organized the Harambee Housing Information Program to assist renters and property owners in South Los Angeles with housing issues.

As an investor, she purchased single family houses and sold them at a profit and developed a 75-unit low-income senior citizen apartment project. She was an independent FHA appraiser and review appraiser for five years. She was a California Registered Tax Preparer for two years. She was certified to provide foreclosure intervention counseling for homeowners by NeighborWorks,

She teaches real estate classes and workshops at Cerritos College in Norwalk and has conducted housing workshops at numerous conferences and community locations throughout California.

Memberships: National Association of Realtors (NAR); Southern California Association of Non Profit Housing (SCANPH); California Real Estate Educators Association (CREEA); Multi Cultural Real Estate Alliance for Urban Change; San Gabriel Valley Consortium on Homelessness.

She can be reached at or 562-402-4153.

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