How to Apply for a Loan

  • You must have submitted a FAFSA to be eligible for a Stafford loan.
  • For subsidized Stafford loans, you must have financial need as determined by your school.
  • You must be a U.S. citizen or national, a U.S. permanent resident, or eligible non-citizen.
  • You must be enrolled or plan to enroll at least half time (6 units).
  • You must be accepted for enrollment or attend a school that participates in the Federal Family Education Loan Program.
  • You must not be in default on any education loan or owe a refund on an education grant.

 

How to Apply for a Loan at Cerritos College
Steps: Process:
Complete a FAFSA application Apply atwww.fafsa.ed.gov
Submit office forms to financial aid office You will receive a Missing Information Letter (MIL)
Wait for Award Letter The financial aid office will mail it out.
Complete Loan Entrance Counseling Image link for USAFunds Stafford Loan Guide Entrance counseling for your Stafford loan

Select a Lender

 

Visit web sites of lenders and review their benefits.

 
Complete Loan Application

Image link for OpenNet log in 

If you have problems completing your loan application, Please call Sallie Mae Servicing Center at 1(888)272-5543
Loan representative will now complete your loan request. You may check yourMy Cerritos logo account for award information.  It will be posted 30 days after you complete your application.
Complete Exit Counseling in December

Image link for USAFunds Student Loan Transition Guide 

You will NOT receive your Spring loan check if you do not complete this session.

If you are interested in a unsubsidized loan complete the loan appeal.

In reviewing a request for any loan, the Financial Aid Advisor Committee may use "Professional Judgment" to deny a student loan on a case-by-case basis. If denied a loan, a student will receive a letter from the Financial Aid Office indicating the reason for the loan denial.

 Loan Appeal Form