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Welcome to Financial Aid
The Financial Aid Office at Cerritos College is here to provide both veteran students and the community a better understanding of financial aid programs and services available. Our department is responsible for the review and dissemination of financial resources to assist students in meeting their educational expenses and achieving their educational goals. We are committed to administering our programs with integrity and professionalism. We value and take pride in the diversity of our students and the support we provide in promoting student success.
What types of assistance are there?
BOGGFW
The Board of Governors Fee Waiver (BOGFW) is a program that provides assistance to cover community college enrollment fees. To be eligible, you must be a California resident and must qualify under one of the following conditions:
A) You or your parents must currently be receiving AFDC (Aid to Families with Dependent Children, or SSI/SSP (Supplemental Social Security Income/State Supplementary Program) or General Assistance/General Relief, or you are a disabled veteran or a dependent of a deceased or disabled veteran as certified by the Department of Veterans Affairs.
B) You meet the following income standards:
2007-2008 Income Standards for the Board of Governors Grant (BOGFW)
(Fall 2007, Spring 2008, Summer 2008)
C) You have completed the Free Application for Federal Student Aid (FAFSA) and have "financial need.")
More information on the BOGG Fee Waiver.
The Pell grant is a federal grant. The purpose of a federal grant is to help the undergraduate pay for their education after high school. This program is designed to help students who have not earned their first bachelor's degree. The amount of a Pell grant for 2007- 2008 is $4310 per year for full-time students with an Expected Family Contribution (EFC) of 0 to 100.
The State of California, through the California Student Aid Commission (CSAC) sponsors the Cal Grant A, B, and C Programs for undergraduate students.
Types of Cal Grant Awards
Cerritos Community College participates in the Federal Family Educational Loan Program (FFELP). Effective July 1st, 2006 interest rates are now fixed for Stafford Loans at 6.80%.
Cerritos Community College does not participate in PLUS, Alternative or Private Loans.
Federal Subsidized and Unsubsidized Stafford Loans are student loans, which must be repaid. Please read entire page below before applying for a loan.
Although these loans are made through lending institutions such as a bank, you MUST apply for financial aid first. Once a student receives a financial aid award letter, the student may apply for a student loan. Loan amounts range from $3,500 to $4,500 per academic year. To be eligible for $4,500, a student must have at least 30 units completed and those units must appear on the student's official academic transcripts at Cerritos College. Loan amounts will be determined at the time the Financial Aid Office certifies a student's loan application.
Cerritos College has a $16,000 maximum total loan amount for the Federal Stafford Loan Program. This loan amount is a total of all loans received at Cerritos College and/or other institutions.
How do I know if I qualify?
You qualify for Financial Aid if you meet the following eligibility requirements.
For more information regarding our services please see the Financial Aid's homepage.
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